Hi Guys and sorry for the delay. I am overwhelmed by the number of queries and appreciation that this blog is generating. I once again take this opportunity to thank everyone visiting my blog especially people of Indian origin. Guys, as you know that our currency is going through a bad phase of depreciation. Our foreign exchange reserves are also deteriorating. It is time that we as NRIs start helping our motherland. Once you are in Malaysia or any other foreign country, I suggest you to start remitting some funds to your loved ones in India. Also instead of holding your savings in a foreign country where rate of interest is minimal, its better to lock your savings in NRI, NRO or FCNR deposits of Indian banks. Not only will it give you a better return, but it will also help in improving the economy of our own country. Please play your part in improving the condition of your local community in India as well. I am helping my mother in running an education society which is involved in teaching the kins of maids and migrant laborers. It gives a lot of satisfaction to me when I think that my hard work in a foreign country is helping to bring change in my country as well. It also acts as a motivator for me in times of stress. So keep earning and also give back something to your own motherland.
1.A.S: I visited your blog and found it very
useful, you have articulated ask the information very nicely, kudos to you for
the great job. I have few questions, it would be great help I'd you could answer.
I have a job offer from a start up in Malaysia, they are offering 4.5k MYR per
month. I would like to know it's this offer ok? Given that i don't drink or
smoke, how much will I be able to save in that(after tax and general expenses)?
I may be getting married after an year, will it be difficult to survive then
for two people with this money?
Currently I make around 9 lpa in India compared to that is this offer good?
Thank you in advance, look forward to your reply.
Currently I make around 9 lpa in India compared to that is this offer good?
Thank you in advance, look forward to your reply.
Ans: Thanks for you appreciation. If you
are getting 9LPA in India, I wouldn’t advise you to go for this offer. The
reason is 4.5K roughly translates to 10.8LPA in INR terms in Malaysia. So in
purchasing power parity terms your pay package is actually going to decline because
cost of living is higher in Malaysia than India. In your case, if you are getting
a package of more than 7K then only consider an offer from Malaysian firm.
2.B.J: I will be visiting Malaysia from 15 Sept. 2013, I
was working as NOC / IT Operation
Manager. I have 10 Years of experience, I need of Job. I just wanted an help from your side, Is
there any opportunity for me for any of the below mention field like,
1. NOC Operation Manager
2. IT Operation Manager
3. Asset Management or Configuration Manager. Request you to
kindly help
Ans: I have also handled recruitment
in my company and during the course of my job; I have come across with different
recruitment agencies too, especially in the IT sector. Please send across your
resumes. I will forward it to concerned agencies. I will let you know if some
recruiter gets interested in your profile.
3. M.S: My spouse has got an offer to work
for an IT concern, placed out of Petaling jaya. The package is 8500MYR.
So, with flat 26% of tax the take home would be 6290MYR. We require the
details of cost of living which includes accomodation, food expenses and all
other stuffs. Please, do let us know how much we can save if he stays alone there
and also, how much we can save if we both plan to stay in Malaysia. Kindly,
do provide us the details
Ans:
You can get the details at http://costoflivinginmalaysiaforindians.blogspot.in/2012_05_01_archive.html
By
a conservative estimate he’ll be able to save around MYR 2000-3000 per month. If you both live
together, then the saving may go down by MYR 1000. But if you both eat mostly
home cooked food then you would be able to save pretty much the same amount.
4.N.B: Hii.. Sir..
I am happy to see your site,sir I completed my bsc in electronics in India is
there any job opportunity for me in Malaysia,but sir but I am fresher I don't
have much command in my subject also,and even I can't speak fluent English,and
I can't spend money. I am poor and help less,so plz help me if you have any
chance by giving me a good information. Sir is there any company's in Malaysia
which will provid free visa and accommodation for students like me,sir please
don't think badly I am helpless so I am asking for information about job
opportunity for me plz don't think badly if you can plz replay me by your
information or suggestion,if I disturbed you I am very very sorry sir thank you
for reading my message I am waiting for your suggestion sir.
Ans: I can empathize with your
situation brother. But you see there are no shortcuts to success. (Unless you
are Prince William!). Everybody has to give his dues in this world. I suggest
you to first slug it out in India. Get some work there even if you are paid
meagrely. Once you will have some experience and skill set, the world will
start chasing you. So don’t lose hope, have faith in god and do the hard work
for next two years.
5. V.P: I just came across your blog
while searching about cost of living in Malaysia. I am a Telecom OSS/BSS tester
and having 7.5 years of experience.I am B.E. in telecommunication. I got a call
from consultancy from Malyasia and they are saying they have a permanent
testing opening in one of the top service company@ KL and asking for
confirmation to agree for 6100 MYR to proceed with my candidature. Currently I
am drawing around 9Lpa in Bangalore. I am married and expecting a baby in few
months. And my wife is working in Network Testing domain and having around same
salary of mine. I (or we) never travelled onsite and not sure if this is a good
offer or they are offering less. Please suggest if this a reasonable offer and
offer is as per market standards. Also if you can tell me the average
expenditure per month. Thanks in Advance
Ans: If you are getting 9 LPA
in India, 6.1K is pretty much a par salary in Kuala Lumpur considering the cost
of living. I think you should bargain for more as it is not an offer going by
the current market standards considering your experience. You can get the details of expendicture at
6. G.S: I have visited your blog and found the information
about living in Malaysia useful.. We are currently based out of Singapore. My husband,
who works for a healthcare MNC, is exploring opportunities in KL.. I am a
Siebel CRM professional with 6+ years experience with Cognizant Technologies. I
had taken a break for three years, and am looking to get back to work. I want
to understand if there will be suitable opportunities for me in KL. This is a
key factor in our final decision about the relocation from Singapore. Thanks
for your time and advise.
Ans: Thanks for your appreciation.
There are lots of opportunities present in Malaysia in the IT sector. Besides
that the cost of living in Malaysia is much less than that of Singapore. You
can ask your husband to give it a try.
7.P.S: I have been
through your blogs, find them really helpful. I have an offer from a company
based in KL and would need your inputs for a few questions. I am a Software
Developer in Microsoft Technologies with around 7+ yrs of experience presently
working in Mumbai and married. I am being offered a role of a BA cum Developer
by GlobSyn Innoventures (www.synlog.net).
The remuneration they are offering is MYR 8000. Basic 6000 + Fixed Allowance of
2000. Please let me know your view if i'd be able to save anything with a
conservative to moderate lifestyle.
Ans: Thanks for your appreciation.
You haven’t specified whether its pre-tax or post tax salary. If its pre-tax
then you will be able to save around MYR 2000-2500 with a conservative
lifestyle.
8. A.M.: I came across your contact details at one of the blogs. I am an IT employee with 8 years of
experience. I got an offer at Malaysia offering 7500MYR per month. I would
like to know, if this is a good figure at Malaysia for SINGLE. And how much can
I save per month after all the expenses. I would appreciate, if you could
provide details on this
Ans: 7,500 MYR is a good enough
salary for single. You can expect to save around MYR 3K-4K with a conservative
life style. However, you should bargain them for more considering your eight
years of experience.
9.D.B:.Working as a medical rep. I want to apply for
same field in malasiya.Is there any scope for me?I have total three
year experiance nd my education is m.Com marketing.Please give me a
information.
same field in malasiya.Is there any scope for me?I have total three
year experiance nd my education is m.Com marketing.Please give me a
information.
Ans: Its generally tough for the
sales people to get through in Malaysia especially if you are not in IT sales.
Other industries require good knowledge of local language and hence localities
are preferred over foreigners. I would
suggest you to get into software sales or pre-sales division of a software
company. After that, you’ll have bright prospects in Malaysia.
10. M.S: I saw your blog and really found it very helpful. I also
needed your advice. My hubby is Doctorate in Pharmacy and got an offer from
AIMST university, Sungui petani, Kedah RM 5000 PM, semi furnished
accommodation. Medical insurance for him, me n our baby (2.5 years) 2 years
contract, once paid to n fro. Kindly let me know the cost of living, is the
salary enough to survive there, baby's education (probably after a year).
Ans: Thanks for your appreciation. MYR 5,000 is enough for you to survive
and enjoy in Kedah considering the company is paying for your accommodation.
You will be able to save around MYR 1K-2K after taxes. However, after your kids
education will cut away a major portion of your savings once he starts.
11. M.R: Just went thro ur blog n
i had a few questions regarding malaysia. my husband is presently working in
the UAE n has got good job offers from malaysia. but many of his friends living
there have given us mixed reviews regarding schooling n lifestyle n my husband
is quiet confused whether to take d job or not..so i have these questions for
you-
1)
i have a 3 yr old n i want her to put her school..so how are the indian schools
there or any other local schools??? ( 2 friends of my hubby gave both positive
n negative input so we arent sure)
2)
how abt the crime rate there in malaysia ?? ( we were told that women arent
supposed to wear gold jewellery since there is too much of chain snatching n
women cannot possibly go alone without husband )
3)
how about holidays ( here in UAE there are hardly any so we want to travel
around )
4)
can we afford a 2BHK in KL with around 3k RM???
hope
u answer my queries..thanks in advance
Ans: Compared to UAE, the standard of Indian or local
school is inferior in Malaysia. However, if you can afford international
schools, then that problem is taken care of. Crime rate is moderate in
Malaysia. Certainly, wearing expensive gold jewellery in public place is not
advisable. Nor is flashing or showing off valuable items when you are walking
on the street or public transport. But that holds true for most parts of the
world. However, women are pretty safe in Malaysia. They can travel alone even
in the night. However, late night clubbing is usually not advisable if you are
alone. Malaysia has a lot of public holidays so you can relax and enjoy
travelling. A fully furnished 2BHK will cost you around 1.5K to 3K in general depending
on the locality.
12. G.D: I am into IT industry from last 11 years mostly dealing with multiple web
technologies and now managing multiple US based projects. Got 5 years of US
onsite experience and currently working from last 5 years in a BI based company
in India. I am planning to move on from here for good career progression
as well as financial growth. My friends suggested about seeking out
opportunities in Malaysia and NOT singapore as its less costly
comparatively. I wanted to know from where can I start finding IT jobs in
Malaysia that too lead/project manager level jobs. Any suggestions/advice will
greatly help me in taking further decisions
Ans: You can take help of SetMY which is our venture. You can send across your resume to me
as I also personally know people in some recruitment agencies.
13. R.V: Actually I'm planning to switch to malasiya in few months. So I
would like to know how is SAP market and living cost over there? If we will get
time to get job what is the situation and is there any chance to work other
jobs for surviving ,what about security for life and growth. Could you please
send me the right information. I look forward to hear from you my dear friend.
Ans: SAP market is flourishing in
Malaysia and there are lot of job openings for SAP consultants. You can get the
cost of living here
Security of life is pretty much guaranteed
if you do not get into some criminal activities. Growth strictly depends on
your performance.
14. R.S.R: How r u ? Hope ur doing great. I got an offer
from one of close friends close friend. He asked me 2 Lakhs Indian rupees for
getting a Jon on testing in KL,Malaysia.He asked me to pay 1.8 lakhs and send
all my documents to him so after that he will be sending me the call letter to
apply for visa.he said he got contacts with few consultancies. He said I will
be getting a single visit visa and once I land their in Malaysia he will apply for
2 years work visa with multiple visits.and he will arrange the interviews and
promised me that I will get job within one month and for 4 years experience he
said they will pay around 4000 RM. Can I believe him ? Pointed to be noted is
he is my close friends close friend. Coming to cost of living he said it
will cost me 15K to 30K depends on my life style but maximum would be 30K.Is
that true ??? Please let me know. Please brother help me in this matter.Already
I have lots of problems in my life.I am married and with 2 kids. Anyway I'm
planning to come alone. Eagerly waiting for ur reply.
Ans: I can understand your situation
brother. Some consultancies do provide jobs in Malaysia in lieu of fees. But
let me warn you that there are large scale fraudulent activities also happening
on the pretext of providing jobs in Malaysia. I will advise you to use help of SetMY, my venture. Alternatively, you can also seek
help from consultancies which do not charge any fees or charge fees as a
percentage of your first salary. These kind of firms are safer than the advance
taking firms.
15. Dr. SA: Greetings. I just saw your
blog and found it very useful.. Keep up the good work.I wanna ask you about
Universiti Teknologi Petronas. The campus is in Tronoh, a small town in Ipoh,
Perak. The expected salary package is around 10K plus health, schooling ($3000
per child for two kids). I am planning to move with my wife and two kids (7 and
5 years both school going). I would like to have a furnished/serviced residence
and would definitely need a car to move around.
1. How is the pay package. How much would I be able to
save?
2. the monthly rental
3. we eat out twice a week.
4. english medium school?
5. average monthly grocery.
Ans: Thanks for your appreciation. The pay package
you have mentioned is pretty good and enough for your family considering you
are getting schooling allowance too. You will get a furnished accommodation in
the range of MYR 2K-3K in Ipoh. I advise you to go for a second hand car in
Malaysia as it is a much cheaper option. A second hand car will cost you around
10K-20K depending on the condition.(one time) The running cost of car is much
cheaper in Malaysia due to low cost of fuel. Average monthly grocery would cost
you around 1K. Eating out twice a week would cost you around MYR 200-400
depending upon the standard of restaurant. International schools will cost you
around MYR 2000 per month per kid. Considering all this you can save around 3K-5K
with judicious spending and tax planning.
16. V.B: I am currently in India
& working as IT Manager & specialized in Infrastructure Management. Recently
i came across a Company in India who provides employment pass (2yrs) for
Malaysia which can be extended to 10 yrs every 2 yrs but without job
offer. The Company tells me i can work anywhere in Malaysia on this employment
pass & there are plenty of opportunities in IT Sector specially
Infrastructure Management. Is it true ?? What is a tax structure
there ??. How much salary is ok
initially on bachelor status with potential of saving ?? Sorry for any
inconvenience
Ans: I do not advise you to go ahead with such a company
as you can land in trouble. Usually the name of employer is mentioned in your
employment pass and you are advised to work only in the place where the company
is. However, a company can send you on a client’s location on a project. If
that company is involved in body shopping work, it would not be beneficial for
your career and you can get trapped as well. Its better to go for some reputed
companies in Malaysia as then you would have better working conditions and
labour rights as well. 4K-5K is enough for a bachelor to survive with some
savings in Malaysia.
17. V.S: I am exploring option at Malaysia. Could you suggest that how do I fish out
the opportunities there. In India, I am a working in contract logistics &
freight forwarding and am getting 22 Lakhs in INR per annum. I am sure you will
help me in the same.
Ans: You can explore opportunities at SetMY, our venture.
18. R.B: Thanks for creating a blog and the
information that you are providing is really owsome. By looking into previous
queries, I can understand that 8000 to 10000 RG are enough to live 2 to 3
persons. I am an IT professional with 6+ years of experience in Software Manual
Testing / Database Testing and planning to get settle in Malaysia. Need your suggestion, on how is the IT market
there in Malaysia for Software Testers?
Ans: Thanks for
your appreciation. There are large number of opportunities that exist in Malaysia
in IT sector. You can explore opportunities at SetMY. You can also send me your latest resume and I will
forward it to some recruiters if possible.
19. A.M: Thanks for a very informative blog. I think it is helping
a lot of Indians to understand the work culture in Malaysia.I had certain question
about my travel as well. I have been offered RM10000/month by an IT Services
company to work for an Insurance giant in the Malaysia. Now reading from your
blog , I believe , it would have been sufficient for a couple. However , I have
2 more i.e. I have twin boys both would be around 2 , by the time I reach
Malaysia. There are a few things which I wanted to understand.
1. Do you think this amount is sufficient to sustain a couple and two children (age bracket of 2-3 years) ? I do understand that schooling will be around RM 15000/annum . Do you have any idea if starts from 2 or 3 in Malaysia ?
2. What is going to be my tax ?
My understanding from your blog is that the tax cycle is from Jan-Dec.So if I reach in November, which tax bracket will I come , and what will be my salary in hand for those months?
3. Lets assume I continue on the work permit and complete 182 days in Malaysia in a fiscal. I have read that you are considered a Malasyian citizen if you stay 182 days in Malaysia in an year. Is it valid for Indians who are working there as well on a work Visa or do we come under directly the 26% bracket ?
4. What do you think my savings will be ? I have a direct liability of around RM 2000 i.e. around INR 40000 as my Home Loan EMI. Also do understand that staying with a wife and two kids , I cannot be very conservative.
5. Lets say, if I want to travel to Delhi (my hometown) , I was checking online that travel from and to Malaysia with my whole family will be around Rs. 1,30,000. Is there a way to travel cheaper ?
6. How much do diapers cost in Malaysia ? :)
7. I have broken down my understanding of my expense in the following table. Let me know if you think my understanding is correct. Kindly add if I have missed out on anything. Your help and an early response will be highly appreciated.
1. Do you think this amount is sufficient to sustain a couple and two children (age bracket of 2-3 years) ? I do understand that schooling will be around RM 15000/annum . Do you have any idea if starts from 2 or 3 in Malaysia ?
2. What is going to be my tax ?
My understanding from your blog is that the tax cycle is from Jan-Dec.So if I reach in November, which tax bracket will I come , and what will be my salary in hand for those months?
3. Lets assume I continue on the work permit and complete 182 days in Malaysia in a fiscal. I have read that you are considered a Malasyian citizen if you stay 182 days in Malaysia in an year. Is it valid for Indians who are working there as well on a work Visa or do we come under directly the 26% bracket ?
4. What do you think my savings will be ? I have a direct liability of around RM 2000 i.e. around INR 40000 as my Home Loan EMI. Also do understand that staying with a wife and two kids , I cannot be very conservative.
5. Lets say, if I want to travel to Delhi (my hometown) , I was checking online that travel from and to Malaysia with my whole family will be around Rs. 1,30,000. Is there a way to travel cheaper ?
6. How much do diapers cost in Malaysia ? :)
7. I have broken down my understanding of my expense in the following table. Let me know if you think my understanding is correct. Kindly add if I have missed out on anything. Your help and an early response will be highly appreciated.
Expense
|
|
Rent
|
2500
|
Food
|
2000
|
2 Phone+Miscaneous Expense
|
500
|
Home Loan liability
|
2000
|
Ans: Thanks for your appreciation. I see that you
have done a thorough research on my blog which I appreciate. MYR 10,000 pre-tax
converts into MYR 7,400 post tax considering you will be in 26% tax bracket for
first six months. Now for one year you will not have to worry about the kids’
education as it starts only after three years. Considering that, it is enough
for you and your family to sustain in Malaysia even after deducting MYR 2,000
liability. If you can pitch in for health insurance for your family from your
employer , it will be an icing on the cake. Now, coming to the tax aspect, for
first six months you will be in the 26% flat tax bracket. If you continue to
work beyond that then your tax bracket will be down to 12%-14% only. In that
case you can file for tax refund and get the extra tax you gave back as a lump-sum
after the financial year is over. (for example 2,600 is deducted every month
from your salary for six months between January 2014-June 2014.Once you
complete six months in July 2014, you are no longer bound to pay 26% tax but
14% tax just like a normal Malaysian resident. Moreover once you complete one
year in Malaysia. You can file the tax refund for year 2014 in March 2015. And
you will get the extra tax you paid
during first six months refunded. (2600-1400=1200; for six months 1200*6=7200;
thus you’ll get 7200 , as return in March 2015)). The cheapest way to travel to
malaysia is through Kolkata. You can board an AirAsia flight and can take your
family for a return ticket of as low as 80,000.
This comment has been removed by the author.
ReplyDeleteGreetings, can you take us through the process of getting a driving licence in Malaysia for expats ( places and cost involved etc)
ReplyDeleteThis comment has been removed by the author.
ReplyDeleteHi
ReplyDeleteI'm a working as a Deputy Manager in life insurance (corporate Business-operations) with 8 yrs experience.
Is there any feasibility of job openings in malaysia for an operations guy
Hi...me and my wife willing to come for job in malaysia..she is having an exp of 4 yrs as Accountant in india and has done mba in fiance and hr and i m a fresher mba we want settle our future there how shall i apply for job and how much salary we will get..whats d prodecure for d same...
ReplyDeleteShe is working in pvt..ltd company with huge turnover..m a fresher is there any chances a friend of mine working there suggest me regarding dis we need jobs dam seriously thanking u in adv sir
ReplyDeleteHi...me and my wife willing to come for job in malaysia..she is having an exp of 4 yrs as Accountant in india and has done mba in fiance and hr and i m a fresher mba we want settle our future there how shall i apply for job and how much salary we will get..whats d prodecure for d same...
ReplyDeleteHi, Let me introduce myself as TSV from India. I have total of 9.6 years of IT exp and drawing close 11 lpa in India. We are a family of 3 with 1 kid and non working spouse.Today I got a call from Malasyian consultant and he is offering me 8.5k RM with 12 annual leaves, 12 medical leaves and 1 week hotel accommodation. Assignment is for 2 years. Please advise me whether shifting to Malaysia along with my family will be good option or not. I am also having running home loan with 26k as outgoing EMI.
ReplyDeleteHello, your blog is helpful for me to understand the living cost. I have one question. I am working in India as Master Scheduler. I am getting offer of 7000 MYR, the client is HP Global. But I have to work under payroll of AMK Technology for 12 month contract which is extendable.
ReplyDeleteCan you please tell me any review about the company AMK Technology.
Also can you pls tell me 7000 MYR pre tax salary is good enough to live a healthy life with my wife.
Your prompt response will be of very much help towards my decision making.
Hello, your blog is helpful for me to understand the living cost. I have one question. I am working in India as Master Scheduler. I am getting offer of 7000 MYR, the client is HP Global. But I have to work under payroll of AMK Technology for 12 month contract which is extendable.
ReplyDeleteCan you please tell me any review about the company AMK Technology.
Also can you pls tell me 7000 MYR pre tax salary is good enough to live a healthy life with my wife.
Your prompt response will be of very much help towards my decision making.
Hi, First of all thanks for your blog and the kind of help you are offering. It is really appreciable. My current company in India also has office in KL and I have got an offer to relocate to KL. I have been offered a total monthly basic of 14K MYR and considering other perks etc annual income would be appx 2,00,864 MYR. We are family of 4 people (Wife, Son 8 years and Daughter less than 1 year). Currently in India my wife is also working so if I just compare overall INR earning against MYR then surely it is going to be less. However I am looking for a change and better opportunities so I would like to know whether with the offered salary I can live comfortable life (rent a house in good locality, international schooling for my son, own 2nd hand car, manage monthly other expenses and go out with family over weekends to near by places and save some money). I would really appreciate if you can provide your valuable guidance.
ReplyDeleteHi, First of all thanks for your blog and the kind of help you are offering. It is really appreciable. My current company in India also has office in KL and I have got an offer to relocate to KL. I have been offered a total monthly basic of 14K MYR and considering other perks etc annual income would be appx 2,00,864 MYR. We are family of 4 people (Wife, Son 8 years and Daughter less than 1 year). Currently in India my wife is also working so if I just compare overall INR earning against MYR then surely it is going to be less. However I am looking for a change and better opportunities so I would like to know whether with the offered salary I can live comfortable life (rent a house in good locality, international schooling for my son, own 2nd hand car, manage monthly other expenses and go out with family over weekends to near by places and save some money). I would really appreciate if you can provide your valuable guidance.
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ReplyDeleteHi, This is Sekhar from BLR. want to know about Pactera, KL for Senior Test Analyst position. During initial discussion was told that I may get 10K MYR. Am planning to shift to KL with wife and 2 kids. One kid is going to school now.Let me know the feedback about the company and can I save anything from this sal. I do have 13 years exp in Embedded Systems and with a Japanese Language. Your quick reply will help me in taking up a good decission.
ReplyDeleteRegards,
sekhar
ckamaraju@gmail.com
Hi,I am an IT Support Engineer from Mumbai,India with 11 years of experience.Am exploring opportunities in Malaysia, already registered in jobstreet.com.
ReplyDeleteCan you help me is there any other websites to apply job.
Thank You
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